General Medical Insurance Guide
Affordable, Transparent & Flexible Health Insurance for You
Overview
General medical insurance is an insurance product that does not cover the life of an insured.
The coverage period for general medical insurance policies and plans is period of 1 year only. Premiums are paid on a one-time basis.
As policies holder are allowed to change different insurance companies by every renewal year.
For younger generations (Gen Z and Millennials), health insurance must balance cost-effectiveness, digital accessibility, and adaptability to evolving lifestyles.
Key Features
1. Affordable Options
Younger generations prioritize low premiums and cost control. Key solutions include:
- Pay-As-You-Go Plans: Only pay for services used, ideal for those with minimal healthcare needs.
- Customizable Coverage: Adjust excess levels of premium to align costs with budgets.
2. Transparency & Simplicity
- Straightforward Policies: Coverage for in-patient care, diagnostics, mental health, and cancer treatment.
- Digital Comparison Tools: Side-by-side plan comparisons at www.mdeal.com.my
- Educational Resources: Blogs, videos, and interactive tools available.
Digital Features
Digital-First Platform Benefits
- Instant Quotes & Claims through digital portal and apps
- Telemedicine: 24/7 advice lines and consultations
- Social Media Integration: Reviews and influencer endorsements